With the approval of the Healthy Indiana Plan 2.0 waiver
after months of negotiations, Governor Pence and his administration are to be
commended for their efforts to secure this innovative, affordable coverage
program for those who need it most: our state’s working families. With HIP,
more than 350,000 additional Hoosiers will soon be on the path toward a
healthier future.
While our focus is on enrolling our patients so that they
can have improved access to preventative care and the security of coverage,
there is no doubt that this announcement also sends a much needed lifeline to
Indiana’s safety net hospitals. As part of their commitment to their
communities, these hospitals bear the significant financial burden of providing
care to those without insurance. Hospitals, particularly in rural parts of
Indiana, also serve as the local economic anchors while also treating our society’s
most vulnerable.
Indiana has 35 “critical access hospitals,” which are
restricted to 25 beds or fewer. These hospitals are located in rural areas
where access to health care providers is limited. Patients at these and other
rural hospitals are often economically disadvantaged, elderly or disabled.
Given federal budget cuts, the amount of financial strain on
these hospitals is even greater. According to a 2012 report from the Center for
Rural Affairs, Medicare and Medicaid reimbursement together account for 60
percent of rural hospital revenues. Under the Affordable Care Act, however,
steep Medicare payment cuts were imposed on hospitals in order to pay for
expanded coverage—about $4 billion over ten years.
Without a significant increase in coverage to offset these
cuts now, we feared that Indiana could suffer from rural hospital closures like
those seen in Georgia and other states. However, the financial stability that
HIP 2.0 will now provide will prevent many of our members from having to
eliminate services, or even worse, close their doors. But there is still work
to do as we must now turn to outreach and enrollment activities to connect our
friends and neighbors with their new coverage options.
Hospitals are working closely with other community groups to
reach uninsured Hoosiers who qualify to get them signed up. Anyone interested
in HIP 2.0 can go to www.HIP.IN.gov or call 1-877-GET-HIP-9 and see if they’re
eligible based on their income and family size. With a statewide network of
more than 1,100 certified navigators standing by, qualified Hoosiers can get
help enrolling in HIP immediately.
We sincerely thank Governor
Pence and all those at the local, state and federal level who had a hand in
making HIP 2.0 a reality. Now that hundreds of thousands of lower-income,
working Hoosiers in our great state of Indiana can get the coverage they
desperately need, Indiana’s future just got a lot brighter.